ANSI X9.100-171-2005 pdf download Specifications for Automated Identification of Security Features
1 Scope This Standard defines a structure to properly identify security features using automation. The Standard enables the incorporation of standard and proprietary security features into the original check by providing a trigger and identification structure. The Standard provides a means of registering security features for use within this Standard, however it does not specify the aspects of security features.
2 Conformance/Purpose The Standard’s trigger and identification structure ensures the security feature can be implemented and used from the point of check creation through acceptance and processing. Automated identification of security features of checks can take place on a wide scale only with the incorporation of standards. Implementation of the Standard is voluntary, but through full implementation by a financial institution, some risks associated with check fraud may be reduced. Financial institutions, retailers and account holders, may realize greater fraud prevention potential by utilizing this Standard. This Standard takes advantage of many techniques currently in place for automated data capture. Use of image capture, optical character recognition and magnetic character recognition are three examples of current technology that the financial institution will benefit from when implementing this new Standard.
3 Normative References The following standards contain provisions which, through reference in this text, constitute provisions of this American National Standard. At the time of publication, the editions indicated were valid. All standards are subject to revision, and parties to agreements based on this American National Standard are encouraged to investigate the possibility of applying the most recent editions of the standards indicated below. Accredited Standards Committee X9 (ASC X9) maintains a register of currently valid financial industry standards.
ANS X9.7-1999 (ANS X9.100-110) Bank Check Background and Convenience Amount Field Specifications
ANS X9.27-2000 (ANS X9.100-20) Print and Test Specifications for Magnetic Ink Printing (MICR)
ANS X9.100-160-1&2-2004 (ANS X9.13) Specifications for Placement & Location of Magnetic Ink Printing (MICR)
The referenced standards can be obtained through the following web address.
http://webstore.ansi.org/ansidocstore/dept.asp?dept_id=80
ANSI X9.100-171-2005 pdf download
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