ANSI X9.100-161-2004 pdf download Creating MICR Document Specification Forms
1 Scope
This standard specifies the contents for MICR Document Specification Forms. It may be used to create specifications for the design and manufacture of checks and deposit tickets, as well as other financial institution MICR documents. The standard is sufficiently flexible to meet the needs of a variety of financial institutions. The standard is not the specification form itself.
2 Purpose
This standard provides a framework for financial institutions to use in creating MICR Document Specification Forms. It includes all the critical components of MICR document design. Its use will benefit the industry by promoting a higher degree of adherence to the full range of MICR document design requirements, resulting in a higher degree of consistency across checks, deposit tickets and other MICR documents. Greater consistency will in turn, result in higher quality, fewer rejects and less waste at all the institutions handling the documents, regardless of their individual processing and business needs.
This document is meant to standardize the communication of a bank’s financial document design and production requirements; it does not, however, attempt to standardize the financial document design itself. Check design is specified in ANS X9.7, ANS X9.13 and other standards, and is discussed in depth in ASC X9/TG-2. Deposit ticket design is specified in ANS X9.100-120. The reader should refer to those documents when developing a check or deposit ticket design, and should use this standard when communicating design and manufacturing requirements. It is expected that the standard will be used primarily by financial institutions and check manufacturers. However, the standard may also be utilized by forms printers, check software developers and others to develop financial documents for financial institution customers. These developers should be aware that bank customers have often signed checking account agreements to comply with bank requirements for their checks.
3 Normative References
The following standards and publications contain provisions, which, through reference in this text, constitute provisions of this standard. At the time of publication, the editions indicated were valid. All standards are subject to revision, and parties to agreements based on this standard are encouraged to investigate the possibility of applying the most recent editions of the standard listed below.
NOTE: Be aware that Standards and Technical Guidelines are regularly revised. In all cases the most recent revision date represents the correct version. Be especially careful if the revision date indicates that the referenced publication is more than five (5) years old. Also, all Standards and Technical guidelines are cross-linked. In the event that the same information is referenced in two or more standards, the publication with the most recent revision date is considered to be the correct version.
ANSI X9.100-161-2004 pdf download
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